KaIYItimes69

  Keywords: Travel Rewards, Annual Fee, Airport Lounge, Forex Fees      Rock signed up for a premium travel rewards card to get the 100,000-point bonus. He felt like a king entering the airport lounge in Tokyo. But Rock ignored the $550 annual fee and the fine print on forex fees . While in Europe, he used his card for every croissant and train ticket, incurring a 3% foreign transaction fee each time.      When he returned to the USA, his statement was shocking. The fees had eaten the value of his points. He also realized he spent more on the card just to "hit the bonus" than he normally would. Rock downgraded his card to a no-fee version. He learned that premium travel cards are only worth it if you travel enough to offset the costs and always use a no-forex-fee card abroad.